This paper studies peer-to-peer (p2p) lending on the Internet.Prosper.com, the first p2p lending website in the US, matches individuallenders and borrowers for unsecured consumer loans. Using transactiondata from June 1, 2006 to July 31, 2008, we examine what informationproblems exist on Prosper...

We study the following game: each agent i chooses a lottery over nonnegative numbers whose expectation is equal to his budget b_i. The agent with the highest realized outcome wins and agents only care about winning). This game is motivated by various real-world settings where agents each choose...

This dissertation uses game theoretic models to examine the effects of agent anonymity on markets for goods and for information. In open, anonymous settings, such as the Internet, anonymity is relatively easy to obtain --- oftentimes another email address is sufficient. By becoming anonymous,...

Chapter 1: Capacity and Utilization Choice in the US Oil Refining IndustryThis paper presents a new dynamic model of the operating and investmentdecisions of US oil refiners. The model enables me to predict how shocks to crudeoil prices and refinery shutdowns (e.g., in response to hurricanes)...

This paper models how consumers make brand choice when they have limited information. In an experience good market with frequent product entry and exit, consumers face two types of information problems: first, they have limited information about product existence; second, even if they know a...