research on gender inequality in access to self-employment, the gender gap in pensions, and the emerging topic of a gender gap …

This paper develops and estimates a dynamic model of individuals' and couples' labor supply, savings, and retirement …

supplementary receipt of the private device significantly increased the wife's savings in couples with a low level of spousal trust … more effective hiding of the wife's savings amounts, facilitated through the private saving device. From a policy …

determine retirement savings and tax payments. Flat income and tax-rate profiles facilitate the analysis of behavioral factors … like present-period tax avoidance, while optimal consumption and after-tax savings are identical for both treatments. Our … results show that observed savings are suboptimal in both treatments and are influenced by gender, patience, and risk aversion …

This paper revisits the debate on whether the expansion of the tax-favored saving accounts stimulates savings and helps … generations and find that the policy can have a strong impact on savings, raising the capital stock and output of the economy. The … policy effectively reduces the cost of incremental savings at different points of life-cycle when households would otherwise …

A central justification for social insurance and for other policies aimed at retirement savings is that individuals may … payroll taxes and other withholding to fund retirement savings as akin to an income tax, while largely ignoring the distant …, making savings-promotion policies much more costly than appreciated. Or consider what may be the labor supply implications …

In randomized field experiments, we embedded one- to two-sentence anchoring, goal-setting, or savings threshold cues in … emails to employees about their 401(k) savings plan. We find that anchors increase or decrease 401(k) contribution rates by … up to 1.4% of income. A high savings goal example raises contribution rates by up to 2.2% of income. Highlighting a …