argue that working citizens would benefit by having their pension funds accumulating in individual pension savings accounts … for three reasons. First, citizens would have a clear picture of the accumulation of their own pension savings throughout … member states should not allow individual pension savings accounts. This approach, as an alternative to forcing workers to …

of two tiers of second pillar savings – mandated and non-mandated (voluntary). Furthermore, the government can set two …

In response to population aging, pay-as-you-go pensions are being reduced in almost all developed countries. In many … countries, governments aim to fill the resulting gap with subsidized private pensions. This paper exploits the recent German … investigate how the uptake of the recently introduced “Riester pensions” depends on state-provided saving incentives, and how well …

heterogeneity of rearing costs and of enjoying children is introduced. Two major results: (i) excluding negative savings, fertility … decreases with pension contributions and increases with taxes; (ii) the introduction of fertility-dependent pensions may …

until 2050. To quantify the effects on pensions, taxes and social contributions, we use an overlapping generations model …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … change the level of pensions, but only manipulated the knowledge about and salience of expected pension payments. Using … on private retirement savings. Our results show that the letters increase private retirement savings. The effects are …

research on gender inequality in access to self-employment, the gender gap in pensions, and the emerging topic of a gender gap …