This paper documents large differences in mortgage prepayment behavior across racial and ethnic groups in the United … combines administrative data on mortgage performance with information on race and ethnicity, we show that Black and Hispanic … periods of low mortgage rates and high refinance volumes. From 2010 to 2014, Black borrowers were paying 30 to 45 basis points …

) to lower long-term interest rates and mortgage rates. This paper describes the evolution of the LSAP program and analyzes … how interest rates and mortgage rates changed during that time. Both the long-term interest rates and mortgage rates … program and provide projections of mortgage rates under different shock assumptions. Results suggest that early tapering …

depends not just on their current level but also on their previous path. Using a household model of mortgage prepayment …

depends not just on their current level but also on their previous path. Using a household model of mortgage prepayment …