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Information updating and insurance dropout : evidence from dental insurance

Grönqvist, Erik (contributor) - 2004 - [Elektronische Ressource]

. -- Asymmetric Information ; Adverse Selection ; Learning ; Health Insurance …

Persistent link: https://www.econbiz.de/10002570047

Does adverse selection matter? : Evidence from a natural experiment

Grönqvist, Erik (contributor) - 2004 - [Elektronische Ressource]

The empirical evidence of adverse selection in insurance markets is mixed. The problem in assessing the extent of adverse selection is that private information, on which agents act, is generally unobservable to the researcher, which makes it difficult to distinguish between adverse selection and...

Persistent link: https://www.econbiz.de/10002570039

(M)oral hazard?

Grönqvist, Erik (contributor) - 2006

Would you go to the dentist more often if it were free? Observational data is here used to analyze the impact of full-coverage insurance on dental care utilization using different identification strategies. The challenge of assessing the bite of moral hazard without an experimental study design...

Persistent link: https://www.econbiz.de/10003393203

Disclosure of medical information in health insurance

Rahkovsky, Ilya - In: Advances in management & applied economics 3 (2013) 1, pp. 183-205

Disclosure of private medical information allows insurance companies to better predict medical expenditures. The premiums the companies charge the insured employees reflect these expenditures. This paper studies incentives of employees to disclose their medical information. I find that healthier...

Persistent link: https://www.econbiz.de/10009718223

Asymmetric Information and Learning : Evidence from the Automobile Insurance Market

Cohen, Alma - 2005

the presence of learning by policyholders about their risk type, such a coverage-accident correlation exists only for …

Persistent link: https://www.econbiz.de/10014123311

Tax policy and entrepreneurial entry with information asymmetry and learning

D'Andria, Diego - 2017 - This version: February 2017

subsidy to labour and a simultaneous tax on entrepreneurs to curb excessive entry, with learning a subsidy-only policy can be …-increasing faster learning. …

Persistent link: https://www.econbiz.de/10011982041

Learning by Owning in a Lemons Market

Martel, Jordan - 2019

We study market dynamics when an owner learns over time about the quality of her asset. Since this information is private, the owner sells strategically to a less informed buyer following sufficient negative information. In response, market prices feature a "U-shape" relative to the length of...

Persistent link: https://www.econbiz.de/10012903225

Information updating and insurance dropout : evidence from dental insurance

Grönqvist, Erik - In: Competitive failures in insurance markets : theory and …, (pp. 135-156). 2006

Persistent link: https://www.econbiz.de/10003388532

A dynamic analysis of the demand for health insurance and health care

Bolhaar, Jonneke; Lindeboom, Maarten; Klaauw, Bas van der - 2008

We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates of the health care utilization models indicate...

Persistent link: https://www.econbiz.de/10011377059

Adverse selection, learning, and competitive search

Mayr, Karin - 2020

(2010). My model allows for an analysis of the effects of firm learning on labor market efficiency in the presence of search … frictions. I find that firm learning increases relative expected earnings in high-ability jobs and, thereby, enhances imitation … priori. Numerical results show that firm learning does not increase labor market efficiency. …

Persistent link: https://www.econbiz.de/10012306402