This paper describes divergences in employers' and employees' opinions on the proper share of local bargaining in contract wage gains in Finland. Employers want the locally bargained wage share to be approximately half of the total wage rise, while the majority of employees would prefer this...

Intro -- Contents -- 1 Introduction: Banking the World -- I Where Are We Now? -- 2 Half the World Is Unbanked -- II Better Data -- 3 Cause and Effect of Financial Access: Cross-Country Evidence from the FinScope Surveys -- 4 How to Ask Households about Financial Services: Experimental Evidence...