This paper analyzes the determinants of households' decisions to purchase micro life insurance, the most common but least investigated type of microinsurance. It uses household survey data collected in southern Ghana in 2009. Insurance participation and extent of coverage are examined against a...

Migration and remittances are widely seen as major components of diversification strategies aimed at coping with risky environments in developing countries. The debate in the literature mainly concentrates on effects of and access to the strategy of migration. Against this background, the paper...

The concept of "structural stability" has been gaining prominence in development policy circles. In the EU's and the OECD Development Assistance Committee's (OECD DAC) understanding, it describes the ability of societies to handle intra-societal conflict without resorting to violence. This study...

This paper argues that the study of the demand for financial services in developing countries leaves out part of the story if it looks at only one of the three elements of the so-called finance trinity - that is, savings products, loans and insurance - as is largely done in the literature. In...

This article investigates the understandings and perceptions of (micro)insurance among low income people in southern Ghana, using evidence from four focus group discussions. It analyzes how the focus group participants think about various types of insurance – among them a micro life insurance...

Als Newcomer im Mikrofinanzmarkt werden Mikroversicherungen derzeit als vielversprechende Möglichkeit der sozialen Sicherung und Armutsreduzierung in Entwicklungsländern gehandelt. Es besteht die Hoffnung, weite Teile der Bevölkerung, denen ein Zugang zu staatlichem Sozialversicherungsschutz...

This article investigates the understandings and perceptions of (micro)insurance among lowincome people in southern Ghana, using evidence from four focus group discussions. It analyzes how the focus group participants think about various types of insurance - among them a micro life insurance...