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The community reinvestment act and mortgage lending to lower income borrowers and neighborhoods
Bhutta, Neil - In: The journal of law & economics 54 (2011) 4, pp. 953-983
Persistent link: https://www.econbiz.de/10009663358
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Mortgage debt and household deleveraging : accounting for the decline in mortgage debt using consumer credit record data
Bhutta, Neil - 2012
Persistent link: https://www.econbiz.de/10009546840
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Payday loans and consumer financial health
Bhutta, Neil - In: Journal of banking & finance 47 (2014), pp. 230-242
Persistent link: https://www.econbiz.de/10010506489
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"The ins and outs of mortgage debt during the housing boom and bust"
Bhutta, Neil - 2014
Persistent link: https://www.econbiz.de/10011286187
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Regression discontinuity estimates of the effects of the GSE Act of 1992
Bhutta, Neil - 2009
Persistent link: https://www.econbiz.de/10003832596
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Giving credit where credit is due? : The Community Reinvestment Act and mortgage lending in lower-income neighborhoods
Bhutta, Neil - 2008
Persistent link: https://www.econbiz.de/10003830521
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Payday loan choices and consequences
Bhutta, Neil; Skiba, Paige Marta; Tobacman, Jeremy - In: Journal of money, credit and banking : JMCB 47 (2015) 2/3, pp. 223-259
Persistent link: https://www.econbiz.de/10010519177
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The ins and outs of mortgage debt during the housing boom and bust
Bhutta, Neil - In: Journal of monetary economics 76 (2015), pp. 284-298
Persistent link: https://www.econbiz.de/10011569837
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GSE activity and mortgage supply in lower-income and minority neighborhoods : the effect of the affordable housing goals
Bhutta, Neil - In: The journal of real estate finance and economics 45 (2012) 1, pp. 238-261
Persistent link: https://www.econbiz.de/10009581752
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Paying Too Much? Price Dispersion in the U.S. Mortgage Market
Bhutta, Neil; Fuster, Andreas; Hizmo, Aurel - 2020
We document wide dispersion in the mortgage rates that households pay on identical loans, and show that borrowers' financial sophistication is an important determinant of the rates obtained. We estimate a gap between the 10th and 90th percentile mortgage rate that borrowers with the same...
Persistent link: https://www.econbiz.de/10014048780