This study investigates the efficiency of large commercial banks in Asia and the Pacific region. In particular, the overall technical efficiency, pure technical efficiency and scale efficiency has been estimated, the factors (including, the environmental factors) that influence efficiency of...

Securitization is considered to be one of the biggest financial innovations of the last century. It is also regarded as both a catalyst and solution to the 2008 financial crisis. Once a popular method of financing the mortgage and consumer credit markets, aspects of the global securitization...

This paper is a review article on banking regulation in Nigeria. With regards to banking regulation in Nigeria, eight periods are discernible namely laissez faire banking era, ‘new' banking regulation era, indigenization era, market deregulation era, guided deregulation era, universal banking...

This article takes a look at the major accounting policies pertinent to risk management functions of banks internationally and in India. It benchmarks the Indian policies against those internationally on three parameters. It finds wide divergence in policies in Indian banks versus...

Rural homeownership is promoted in the United States by mortgage insurance programs administered by the federal government. We analyze the choice between assistance offered by two such agencies: the Federal Housing Administration and the Rural Housing Service. We find applicants are sensitive to...

This paper analyses key documents of Basel Committee which concern operational risk governance and identifies the interconnectedness between risk source, type of the event leading to losses, loss type and its distribution by business lines. The comparative characteristic of the main operational...

The Andhra Pradesh (AP) Microfinance crisis has attracted the attention of researchers, academicians, and policy makers for analyzing the reasons of failure and also for suggesting suitable policy measures for its revival. The rapid expansion of lending in search of abnormal returns, lose...

This paper focuses on the defining the role of CRO in corporate governance and to show the interrelation between the way of CRO subordination and performance of investment bank. The sample consists of observations over a period of 2011 for 29 biggest investment banks (by amount of assets)...

This paper investigates the role and necessity of system of crisis management of banking activity in present-day conditions. Particular attention is paid to the crisis management that is realised on the level of government and central bank. An overview and comparison of major anti-crisis...

Personal loans can be obtained by borrowers from very different types of lending institution. The most common are a traditional loan institutions, payday lenders, or a Peer to Peer (P2P) lending brokers. P2P lending companies do not loan the money directly. They link the borrower to a lender and...