This paper develops a simple spatial model of fund-raising, in which charities select a target population to solicit donations. First, we show that in a competitive charity market without any intervention, the number of charities in the market and/or the overall net funds raised by charities may...

This paper investigates the relationship between health insurance coverage and risky health behaviors among young adults using the confidential version of the National Longitudinal Survey of Youth, 1997 Cohort (NLSY97). Before the Affordable Care Act required all employers to provide health...