The study aims to examine reasons for agribusiness proprietors seeking unconventional loans, where conventional lenders offer loans at lower interest rates. Using cross-sectional data analysis, the study revealed the type of clients served by unconventional lending sector: Households that are...

Rainfall modeling is significant for prediction and forecasting purposes in agriculture, weather derivatives, hydrology, risk and disaster preparedness. Normally two models are used to model the rainfall process as a chain dependent representing the occurrence and intensity of rainfall. Such two...