Capital investment in longevity science-research targeting the biological processes of aging through interventions like cellular reprogramming, AI-driven drug discovery, and biological age monitoring-may create significant divergence between traditional actuarial projections and emerging...

Background Microinsurance or Community-Based Health Insurance is a promising healthcare financing mechanism, which is increasingly applied to aid rural poor persons in low-income countries. Robust empirical evidence on the causal relations between Community-Based Health Insurance and healthcare...

When approaching people at the “base if the pyramid” (BOP) in Low-Income Countries (LIC) with the idea of insurance, the first challenge is to establish a basis for communication. The question that arises is whether they understand insurance principles. We examined this issue by analyzing...

This paper proposes a way to improve health provision for populations that are usually excluded from access to health services. It starts out with a short description of who the excluded are, and what they are excluded from. The paper then looks at the major policy statements elaborated at the...