Individual account retirement plans, such as 401(k) plans and individual retirement accounts (IRAs), have grown to be the predominant source of retirement assets for private-sector workers, and are becoming increasingly important for public-sector workers as well. Tracking the percentage of...

This paper examines the level of participation by workers in public- and private-sector employment-based pension or retirement plans, based on the U.S. Census Bureau’s March 2011 Current Population Survey (CPS), the most recent data currently available (for year-end 2010). Among all...

This paper examines recent U.S. Census Bureau data on labor-force participation among Americans age 55 and older, including what happened to the trends after the economic recession that started in late 2007-early 2008. The first section uses annualized data on labor-force participation from the...

This paper presents key findings from the 21st annual Retirement Confidence Survey (RCS), a survey that gauges the views and attitudes of working-age and retired Americans regarding retirement, their preparations for retirement, their confidence with regard to various aspects of retirement, and...

This paper presents key findings from the 20th annual Retirement Confidence Survey (RCS), a survey that gauges the views and attitudes of working-age and retired Americans regarding retirement, their preparations for retirement, their confidence with regard to various aspects of retirement, and...

This paper updates previous Employee Benefit Research Institute (EBRI) publications that have examined employee tenure data of American workers. The latest data on employee tenure from the January 2006 Supplement to the U.S. Census Bureau's Current Population Survey (CPS) are examined and...

Retirees' receipt of pension income significantly affects their ability to maintain a standard of living similar to that of their preretirement years. Whether a retiree receives this type of income depends on characteristics of both the individuals and their former employers. This paper examines...

The EBRI Retirement Readiness Rating™ was developed in 2003 using the EBRI Retirement Security Projection Model® (RSPM) to provide assessment of national retirement income prospects. The 2010 update uses the most recent data and considers retirement plan changes (e.g., automatic enrollment,...

This paper examines the employment status (full time, part time, or part year) of workers ages 55 or older using the latest March Current Population Survey data. The data show that the percentage of these older workers working full time, full year increased steadily from 1993-2007, before...