In the last couple of years questions arose how the PEPP should ideally be regulated and the European Commission and various interest groups, till now, have not found a solution for all possible problems in developing a common regulatory framework yet. For that purpose, this Report focused on...

The report, “PEPP—Towards a Harmonized European Legislative Framework for Personal Pensions,” that focused on how the PEPP could ideally be regulated. It discussed 1) the PEPP and national personal pension products (PPP), 2) how PEPPs as a “wrapper product” should be defined, and 3)...

Dutch Abstract: Mede gezien de interpretatiekwesties omtrent de werking van de rangorde buiten faillissement en de onzekerheid omtrent het bestaan van een afgescheiden vermogen voor pensioenregelingen tot 1 januari 2014, vervulde de pensioenbewaarder een nuttige rol. Bescherming voor de...

Both Collective Defined Contribution (CDC) and Collective Individual Defined Contribution (CIDC) schemes place any risks on pension scheme members instead of an external risk-bearer. In CDC schemes, assets are pooled collectively, allowing for risks to be shared between pension scheme members....

The UK and the Netherlands have different legal and regulatory regimes for defined benefit pension schemes. This paper compares and contrasts the key features of those regimes. The UK allocates all of the underfunding risk in a UK defined benefit pension scheme to the employer, backed up by the...