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whether debts burdens hamper people's health. Several measures of debt strain are constructed, including debt-to-income ratios …-mortgage debts and explores the role of social norm effects in the debt-health relationship. The results, based on a random effects …'s health. Furthermore, mild social norm effects are detected, according to which being less indebted than the reference group …
Persistent link: https://www.econbiz.de/10010498618
Job insecurity exerts negative effects on self-reported health. Using the Spanish Survey of Household Finances for 2011 …-2014, this paper asks whether and to what extent debt burdens enhance these detrimental health effects. To address potential … that the negative effect of job insecurity on self-assessed health is exacerbated if the individual is over …
Persistent link: https://www.econbiz.de/10012861287
Job insecurity exerts negative effects on self-reported health. Using the Spanish Survey of Household Finances for 2011 …-2014, this paper asks whether and to what extent debt burdens enhance these detrimental health effects. To address potential … that the negative effect of job insecurity on self-assessed health is exacerbated if the individual is over …
Persistent link: https://www.econbiz.de/10012121348
We analyze the effect of household indebtedness on different health outcomes using data from the German Socio … precarious debt situation). We find all debt measures to be strongly correlated with health satisfaction, mental health, and … deteriorates physical and mental health. However, there is no causal effect on being obese …
Persistent link: https://www.econbiz.de/10014187423
The annualized interest rate for a payday loan often exceeds 10 times that of a typical credit card, yet this market grew immensely in the 1990s and 2000s, elevating concerns about the risk payday loans pose to consumers and whether payday lenders target minority neighborhoods. This paper...
Persistent link: https://www.econbiz.de/10014121058
Health insurance confers benefits to the previously uninsured, including improvements in health, reductions in out …, health insurance also provides substantial transfers to nonrecipient parties who would otherwise bear the costs of providing … public health insurance and the evidence that many recipients value formal health insurance at substantially less than the …
Persistent link: https://www.econbiz.de/10014111637
Health insurance confers benefits to the previously uninsured, including improvements in health, reductions in out …, health insurance also provides substantial transfers to non-recipient parties who would otherwise bear the costs of providing …-subsidized public health insurance and the evidence that many recipients value formal health insurance at substantially less than the …
Persistent link: https://www.econbiz.de/10012949403
Endogeneity in the health-wealth relationship presents a challenge for estimating causal effects of health shocks …, "controls," drawn from travelers on the same bus routes one year later, I present new evidence of causal effects of health … shocks on household consumption and debt. Using primary household survey data, I find that households faced with the health …
Persistent link: https://www.econbiz.de/10013092701
The annualized interest rate for a payday loan often exceeds 10 times that of a typical credit card, yet this market grew immensely in the 1990s and 2000s, elevating concerns about the risk payday loans pose to consumers and whether payday lenders target minority neighborhoods. This paper...
Persistent link: https://www.econbiz.de/10013067308
This paper assesses the importance of adverse health shocks as triggers of bankruptcy filings. We view car crashes as a … proxy for health shocks and draw on a large sample of police crash reports linked to hospital admission records and …-shock financial condition and his or her likelihood of suffering a health shock, an example of behavioral consistency; and (ii) after …
Persistent link: https://www.econbiz.de/10013073079