As an organization, Vemanti is focused on utilizing technology to advance financial inclusion. It has designed a financial ecosystem that will provide a range of services to the banked, underbanked, and unbanked around the world. Code-named The Divitia Network (Divitia), this system will provide...

As Central Bank Digital Currencies (CBDCs) become reality and the use of cryptocurrencies for payments becomes ever more mainstream, concerns have arisen about the widespread adoption of these new digital monies. Particularly worrisome are how to make them available to everyone, everywhere, at...

We are heading for a cashless world. At some point, we will say goodbye to all those pieces of paper and polymer and switch to an electronic alternative. The only problem with these statements is that people have been saying them since the late 1960s. Banknotes have a robust technology and will...

A smart banknote is a physical banknote on a paper or polymer substrate that can communicate with an electronic network. A smart banknote is denominated and has the physical properties of a traditional banknote in size, feel, appearance, and etc. It is not a rigid, plastic card such as may be...