There is much uncertainty about both the law and practice in relation to insurance aspects of the divisibility of damage. The lack of empirical research of insurers’ practices makes it difficult to assess how claims are assessed initially and how disputes are actually treated by insurers....

This article deals with statutes in the UK which have established a system for recovering from damages in tort certain state benefits obtained by those who have suffered personal injury. These state benefits may take the form of social security monies or health care services. These are...

This paper examines issues relating to the integration of immigrants, particularly Muslim immigrants, into European societies. It first contemplates whether a true European identity really exists. Building on the different conceptions of (European) identity, the paper claims that a sense of...

This article deals with major developments which have taken place in the payment of damages for personal injury. It focuses upon recent judicial decisions which have given much greater incentives for periodical payments to be used instead of traditional lump sums. The benefits are such that...

This article critically examines the view that insurance has lacked influence and been no more than a 'makeweight' argument in the development of tort liability. Looking at the wider context, the article describes the overwhelming importance of insurers to the litigation system and argues that...

This article examines the taxation rules which first encouraged the development of structured settlements in the UK. These arrangements enable damages for personal injury to made in a regular series of periodical payments instead of the traditional single lump sum. The payments are free of tax...