Individual characteristics, such as educational background, are important but insufficient to explain variation in financial skills among people. Using repeated cross-sectional survey data on over 145,000 individuals aged 50+ and resident in 20 European countries and Israel combined with...

In the past decade, institutions, researchers and professionals all around the world have designed surveys with the aim of defining a metric for measuring financial literacy. However, the topic is still under discussion due to the complexity of the definition of financial literacy. In this...

The paper compares the essential features of the Italian banking system with those of the other large euro-area countries. The analysis focuses on banks' size, ownership and competitiveness, their role in financing firms, the composition of their balance sheets and their degree of...

Italian Abstract: L'articolo ricostruisce le serie storiche annuali dei principali aggregati monetari per l'Italia. Estende la letteratura esistente considerando un arco di tempo più lungo (che copre l'unità nazionale fino al 2014) e una disaggregazione più dettagliata, oltre a migliorare la...

We analyse new survey data from a representative sample of about 2,000 Italian micro-entrepreneurs to assess their level of financial and digital competences and to investigate whether these skills help them cope with unexpected shocks. We find that the financial literacy and digital skills of...