Virtualization is indispensable for a service-oriented IT infrastructure, and hybrid models are also obvious in research and teaching in order to use cloud environments and on-premises solutions equally. In addition to multi-cloud solutions, internal integration concepts are also important if an...

The study has been conducted at a time where according to national discussions, despite the lessons from the financial crisis and a dented consumer confidence in the financial sector, unfair practices of the financial industry as well as the sale of inadequate products like payment protection...

The three main pillars of the new regulatory framework for banks are: capital, leverage and liquidity requirements. The assessment of the CRD IV measures shows that there is a sound chance of increasing stability of the banking sector resulting in net benefits for the overall economy....