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We test whether households that face prospective home equity losses during a house price downturn use divorce to shed debt. We study the Dutch context, where qualifying homeowners can buy into a mortgage guarantee scheme that insures the lender against borrower default and transfers the risk to...
Persistent link: https://www.econbiz.de/10013492291
We test whether households that face prospective home equity losses during a house price downturn use divorce to shed debt. We study the Dutch context, where qualifying homeowners can buy into a mortgage guarantee scheme that insures the lender against borrower default and transfers the risk to...
Persistent link: https://www.econbiz.de/10013329569
Persistent link: https://www.econbiz.de/10011703526
We used administrative micro panel data from the Netherlands to study the wealth effect on the transitions of workers from wage-employment to self-employment. To isolate the causal effect of wealth, we used a pension system reform in 2006 as a quasi-natural experiment. With the onset of the...
Persistent link: https://www.econbiz.de/10013016875
Persistent link: https://www.econbiz.de/10013347594
Persistent link: https://www.econbiz.de/10013347893
We test whether households that face prospective home equity losses during a house price downturn use divorce to shed debt. We study the Dutch context, where qualifying homeowners can buy into a mortgage guarantee scheme that insures the lender against borrower default and transfers the risk to...
Persistent link: https://www.econbiz.de/10013332708
We test whether households that face prospective home equity losses during a house price downturn use divorce to shed debt. We study the Dutch context, where qualifying homeowners can buy into a mortgage guarantee scheme that insures the lender against borrower default and transfers the risk to...
Persistent link: https://www.econbiz.de/10013403720
Persistent link: https://www.econbiz.de/10000887137
An empirical analysis of labor market transitions for spouses in couples is implemented. Object of study are transitions between the states of nonparticipation, unemployed search, and employment. Motivated by a model of household search, the emphasis is on spousal variables and interactions....
Persistent link: https://www.econbiz.de/10012607755