This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch … analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed … psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest that policy …

Empirical analyses of the effects of public and private pensions on household saving impose strong assumptions in order … results indicate that private pensions in the US crowd out less than $0.15 of household saving per dollar of pension wealth … to obtain a tractable empirical model: fixed retirement and pension claiming ages, no borrowing constraint, little or no …

Many nations incentivize retirement saving by letting workers defer taxes on pension contributions, imposing them when …) contributions rather than payouts - alters saving, investment, consumption, and Social Security claiming patterns. We find that … taxing pension contributions instead of withdrawals leads to delayed retirement, somewhat lower lifetime tax payments, and …

One problem for sustainability of systems pensions is how people without specialized financial training could manage … their resources and their actual personal intentions towards retirement. Research objective is to analyse the relationship … among several factors that affect the behaviour towards retirement, the financial management practices and the financial …

How much retirement income is needed in order to maintain one's living standard at old age? As it is difficult to find … replacement rate vis- a-vis income in the pre-retirement period. We subject indications regarding satisfaction with current income … the year of entry into retirement as a rather robust result, while replacement rates keeping the living standard unchanged …

How much retirement income is needed in order to maintain one's living standard at old age? As it is difficult to find … replacement rate vis-à-vis income in the pre-retirement period. We subject indications regarding satisfaction with current income … the year of entry into retirement as a rather robust result, while replacement rates keeping the living standard unchanged …

rather several times during retirement (gradual annuitization). We analyze the case in which the retiree is restricted to buy …

We present a theory of the relation between health and retirement that generates testable predictions regarding the … interaction of health, wealth and financial incentives in retirement decisions. The theory predicts (i) that wealthier individuals … problems make older workers more responsive to financial incentives encouraging retirement (reinforcement proposition). We test …