women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings … development goals. Microfinance in particular has often been argued, but not without controversy, to be a tool for empowering …

Microfinance programs like Self Help Group Bank linkage program (SHG), aim to empower women through provision of …

We designed a commitment savings product for a Philippine bank and implemented it using a randomized control … for commitment, were indeed significantly more likely to open the commitment savings account. After twelve months, average … methodology. The savings product was intended for individuals who want to commit now to restrict access to their savings, and who …

consisting of index insurance, savings, and their interaction. We present results from a lab-in-the-field experiment that …

Evidence on the effectiveness of financial education and formal savings account access is lacking, particularly for … shows the education plus account treatment increases bank savings relative to account-only. But survey-measured total … savings shows roughly equal increases across all treatment arms. Earned income also increases in all treatment arms. We find …