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Redistribution and Insurance in the German Welfare State

Bartels, Charlotte - 2011

Welfare states redistribute both between individuals reducing annual inequality and over the life-cycle insuring against income risks. But studies measuring redistribution often focus only on a one-year period. Using German SOEP data from 1984 to 2009, long-term inequality over a 20-year period...

Persistent link: https://www.econbiz.de/10011601061

Assessing welfare accounts

Fölster, Stefan; Gidehag, Robert; Orszag, Jonathan Michael - 2002

The paper examines the possible effects of introducing a large-scale welfare reform in Sweden, namely, the introduction of comprehensive welfare accounts. Under this policy, individuals make mandatory contributions to accounts, which they can top up with voluntary contributions. In return,...

Persistent link: https://www.econbiz.de/10010265550

Moral Hazard in a Mutual Health-Insurance System: German Knappschaften, 1867–1914

Guinnane, Timothy W.; Streb, Jochen - 2010

The Knappschaft underlies Bismarck's sickness and accident insurance legislation (1883 and 1884), which in turn forms the basis of the German social-insurance system today and, indirectly, many social-insurance systems around the world. The Knappschaften were formed in the medieval period to...

Persistent link: https://www.econbiz.de/10010269973

Sosiaalitilit ja moraalikato

Lassila, Jukka; Valkonen, Tarmo - 2009

Moral hazard means that people with insurance may take greater risks because they know they do not bear the full consequences of their actions. This can occur with both private insurance and social insurance. Deductibles can be used to alleviate the problem. An interesting way to bring...

Persistent link: https://www.econbiz.de/10010273035

Moral hazard in a mutual health-insurance system: German Knappschaften, 1867-1914

Guinnane, Timothy; Streb, Jochen - 2009

This paper studies moral hazard in a sickness-insurance fund that provided the model for socialinsurance schemes around the world. The German Knappschaften were formed in the medieval period to provide sickness, accident, and death benefits for miners. By the mid-nineteenth century,...

Persistent link: https://www.econbiz.de/10010282720

The Political Setting of Social Security Contributions in Europe in the Business Cycle

Pusch, Toralf; Kumpmann, Ingmar - 2011

Die Einnahmen der Sozialversicherung unterliegen dem Einfluss des Konjunkturzyklus. Soll die Beitragserhebung der … Sozialversicherung nicht prozyklisch schwanken, muss die Höhe der Beitragssätze zyklusübergreifend festgelegt werden. Diese Arbeit geht … der Frage nach, ob die Änderungen der Beitragssätze zur Sozialversicherung in europäischen Ländern diesem Grundsatz folgen …

Persistent link: https://www.econbiz.de/10010285510

De-facto Gaps in Social Protection for Standard and Non-standard Workers: An Approach for Monitoring the Accessibility and Levels of Income Support

Immervoll, Herwig; Fernandez, Rodrigo; Hyee, Raphaela; … - 2022

Social protection systems play a key stabilising role for individuals and societies, especially in the recent context of heightened uncertainties. Income stabilisation and related social policy objectives hinge on the extent to which social protection is accessible for those requiring support....

Persistent link: https://www.econbiz.de/10013351828

The Growth of Disability Insurance in Belgium: Determinants and Policy Implications

De Brouwer, Octave; Tojerow, Ilan - 2023

Between 2005 and 2020, Belgium experienced a significant rise in the recipiency rate of long-term disability insurance (DI), rising from 3.5% to 6.8%. In this paper, we examine the potential factors driving this increase by exploiting administrative micro-level data covering the Belgian...

Persistent link: https://www.econbiz.de/10014377279

Integrating Social Insurance and Social Assistance Programs for the Future World of Labor

Palacios, Robert; Robalino, David A. - 2020

Given the prevalence of informal labor, most countries have combined contributory social insurance programs (pensions, unemployment benefits, and health insurance), with non-contributory insurance programs and several types of "safety nets." All of these programs involve different types of...

Persistent link: https://www.econbiz.de/10012269936

Can Information Influence the Social Insurance Participation Decision of China's Rural Migrants?

Giles, John T.; Meng, Xin; Xue, Sen; Zhao, Guochang - 2021

This paper uses a randomized information intervention to shed light on whether poor understanding of social insurance, both the process of enrolling and costs and benefits, drives the relatively low rates of participation in urban health insurance and pension programs among China's rural-urban...

Persistent link: https://www.econbiz.de/10012497994