Merchant fees and reward programs generate an implicit monetary transfer to credit card users from non-card (or cash … average, each cash-using household pays $149 to card-using households and each card-using household receives $1,133 from cash …

cash. The two groups differ in their perceptions of payments as well as in their payment behavior: revolvers are …

Research on crime in the late 20th century has consistently shown, that despite the public rhetoric, immigrants have … lower rates of involvement in criminal activity than natives. The earliest studies of immigration and crime conducted at the …

measuring the effects of child maltreatment on crime using data from the National Longitudinal Study of Adolescent Health (Add … Health). We focus on crime because it is one of the most socially costly potential outcomes of maltreatment, and because the … proposed mechanisms linking maltreatment and crime are relatively well elucidated in the literature. Our work addresses many …

This paper develops a model of crime analyzing how such behavior is associated with individual and neighborhood poverty … across crime types. A key implication is that greater economic segregation in a city should have no effect or a negative … effect on property crime, but a positive effect on violent crime. Using IV methods, I show this implication to be consistent …

service on crime. Using exact dates of birth for inmates in state and federal prisons in 1979, 1986, and 1991, we find robust … veteran status, these estimates imply that military service increases the probability of incarceration for a violent crime by …