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Health Effects of Containing Moral Hazard: Evidence from Disability Insurance Reform
Garcia-Gomez, Pilar; Gielen, Anne C. - 2014
We exploit an age discontinuity in a Dutch disability insurance (DI) reform to identify the health impact of stricter … and mortality. A €1,000 reduction in annual benefits leads to a rise of 4.2 percentage points in the probability of being … the hospitalization of men subject to stricter rules but their mortality rate is reduced by 1.2 percentage points. The …
Persistent link: https://www.econbiz.de/10010398339
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Health Effects of Containing Moral Hazard: Evidence from Disability Insurance Reform
Garcia-Gomez, Pilar; Gielen, Anne C. - 2014
We exploit an age discontinuity in a Dutch disability insurance (DI) reform to identify the health impact of stricter … and mortality. A €1,000 reduction in annual benefits leads to a rise of 4.2 percentage points in the probability of being … the hospitalization of men subject to stricter rules but their mortality rate is reduced by 1.2 percentage points. The …
Persistent link: https://www.econbiz.de/10010491337
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A Continuous Theory of Income Insurance
Lindbeck, Assar; Persson, Mats - 2010
In this paper we treat an individual's health as a continuous variable, in contrast to the traditional literature on … continuous treatment of an individual's health sheds new light on the role and functioning of income insurance and makes it …
Persistent link: https://www.econbiz.de/10010320225
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A continuous theory of income insurance
Lindbeck, Assar; Persson, Mats - 2010
In this paper we treat an individual's health as a continuous variable, in contrast to the traditional literature on … continuous treatment of an individual's health sheds new light on the role and functioning of income insurance and makes it …
Persistent link: https://www.econbiz.de/10010270506
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A Continuous Model of Income Insurance
Lindbeck, Assar; Persson, Mats - 2008
We develop a simple yet realistic model of income insurance, where the individual's ability and willingness to work is treated as a continuous variable. In this framework, income insurance not only provides income smoothing, it also relieves the individual from particularly burdensome work. As a...
Persistent link: https://www.econbiz.de/10010320311
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A model of income insurance and social norms
Lindbeck, Assar; Persson, Mats - 2006
A large literature on ex ante moral hazard in income insurance emphasizes that the individual can affect the probability of an income loss by choice of lifestyle and hence, the degree of risk-taking. The much smaller literature on moral hazard ex post mainly analyzes how a ?moral hazard...
Persistent link: https://www.econbiz.de/10010261422
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Job security and work absence : evidence from a natural experiment
Lindbeck, Assar; Palme, Mårten; Persson, Mats - 2006
We analyze the consequences for sickness absence of a selective softening of job security legislation for small firms in Sweden in 2001. According to our differences-in-difference estimates, aggregate absence in these firms fell by 0.2-0.3 days per year. This aggregate net figure hides important...
Persistent link: https://www.econbiz.de/10010276135
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Job Security and Work Absence: Evidence from a Natural Experiment
Lindbeck, Assar; Palme, Mårten; Persson, Mats - 2006
We analyze the consequences for sickness absence of a selective softening of job security legislation for small firms in Sweden in 2001. According to our differences-in-difference estimates, aggregate absence in these firms fell by 0.2-0.3 days per year. This aggregate net figure hides important...
Persistent link: https://www.econbiz.de/10010320088
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A Model of Income Insurance and Social Norms
Lindbeck, Assar; Persson, Mats - 2006
A large literature on ex ante moral hazard in income insurance emphasizes that the individual can affect the probability of an income loss by choice of lifestyle and hence, the degree of risk-taking. The much smaller literature on moral hazard ex post mainly analyzes how a "moral hazard...
Persistent link: https://www.econbiz.de/10010320113
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Unemployment insurance savings accounts: An overview
Valentini, Francesca - 2008
Unemployment insurance and job protection regulations provide assistance to those who face unemployment. Unemployment insurance seems more desirable, since it does not harm flexibility in the labour markets, but it entails a moral hazard risk. Making the unemployment insurance voluntary and...
Persistent link: https://www.econbiz.de/10010273002