Similar Search Results

Sprenger, Charles; Stavins, Joanna - 2008

Approximately half of credit card holders in the United States regularly carry unpaid credit card debt. These so-called revolvers exhibit payment behavior that differs from that of those who repay their entire credit card balance every month. Previous literature has focused on the adoption of...

Persistent link: https://www.econbiz.de/10010280914

Who gains and who loses from credit card payments? Theory and calibrations

Schuh, Scott; Shy, Oz; Stavins, Joanna - 2010

Merchant fees and reward programs generate an implicit monetary transfer to credit card users from non-card (or cash) users because merchants generally do not set differential prices for card users to recoup the costs of fees and rewards. On average, each cash-using household pays $149 to...

Persistent link: https://www.econbiz.de/10010282764

Why use debit instead of credit? Consumer choice in a trillion-dollar market

Zinman, Jonathan - 2004

Debit cards are overtaking credit cards as the most prevalent form of electronic payment at the point of sale, yet the determinants of a ubiquitous consumer choice - debit or credit? - have received relatively little scrutiny. Several stylized facts suggest that debit-card use is driven by...

Persistent link: https://www.econbiz.de/10010283350

Self-employment and labor market risks

Audoly, Richard - 2024

search model with (i) precautionary savings, (ii) work opportunities in paid- and self-employment, (iii) skill heterogeneity …

Persistent link: https://www.econbiz.de/10014581780

The treatment of risk and uncertainty in the US social cost of carbon for regulatory impact analysis

Dietz, Simon - 2011

This note considers the treatment of risk and uncertainty in the recently established social cost of carbon (SCC) for … discounting, it mis-estimated climate risk, possibly hugely. Given the uncertainty about estimating the SCC, the note concludes by …

Persistent link: https://www.econbiz.de/10010305979

The treatment of risk and uncertainty in the US social cost of carbon for regulatory impact analysis

Dietz, Simon - In: Economics: The Open-Access, Open-Assessment E-Journal 6 (2012) 2012-18, pp. 1-12

Persistent link: https://www.econbiz.de/10010309048

Heterogeneous life-cycle profiles, income risk and consumption inequality

Primiceri, Giorgio E.; van Rens, Thijs - 2007

Was the increase in income inequality in the US due to permanent shocks or merely to an increase in the variance of transitory shocks? The implications for consumption and welfare depend crucially on the answer to this question. We use CEX repeated cross-section data on consumption and income to...

Persistent link: https://www.econbiz.de/10010276396

Data is dangerous: Comparing the risks that the United States, Canada and Germany see in data troves

Aaronson, Susan Ariel - 2020

countries in which they live) at risk. …

Persistent link: https://www.econbiz.de/10014565881

The role of workfare in striking a balance between incentives and insurance in the labour market

Andersen, Torben M.; Svarer, Michael - 2008

those participating in the scheme, and in particular the possible locking-in effect reducing job search. In a general … equilibrium search framework, we show that the effects of workfare policies critically depend on the response of those not in the … implies that unemployed not yet in workfare may search more for regular jobs, and employed may accept lower wages since the …

Persistent link: https://www.econbiz.de/10010270594

The Ontology of Finance: Price, Power, and the Arkhéderivative

Malik, Suhail - In: Collapse Vol. VIII: Casino Real, (pp. 629-811). 2014

understanding of pricing as such, and to Land’s claim that risk-bearing vehicles and agencies tend to corrode the inherited social … means of the universal mechanism of pricing (namely, through the discounting of anticipated future earnings). They also …

Persistent link: https://www.econbiz.de/10011646702