Showing 1 - 10 of 7,565
This paper empirically examines the effects of discriminatory fees on ATM investment and welfare, and considers the … role of coordination in ATM investment between banks. Our main findings are that foreign fees tend to reduce ATM … availability and (consumer) welfare, whereas surcharges positively affect ATM availability and the different welfare components …
Persistent link: https://www.econbiz.de/10011506704
This paper analyzes the monthly evolution of bank competition in Mexico from 2008 to 2019 using different measures. Subsequently, we analyze whether the 2014 financial reform had an effect on some of our competition measures. We use ordinary and quantile regression techniques and Markov...
Persistent link: https://www.econbiz.de/10012616419
the level of competitiveness and efficiency. We estimate X-inefficiency for a sample of banks operating in the European … Union using the stochastic frontier approach. We relate efficiency levels to market competitiveness employing Panzar & Rosse …'s H statistic for three clusters of banks constructed according to their efficiency scores. In addition, we examine the …
Persistent link: https://www.econbiz.de/10011994266
In most countries, competition in the telecommunications industry is subject to both sector-specific regulation and more general antitrust policies. At the same time, a process of international market liberalisation is under way in telecommunications which can only be truly effective - and...
Persistent link: https://www.econbiz.de/10010295587
Persistent link: https://www.econbiz.de/10011696714
A model of two-sided market (for credit cards) is introduced and discussed. In this model, agents can join none, one, or more than one platform (multihoming), depending on access prices and the choices made by agents on the opposite market side. Although emerging multihoming patterns are,...
Persistent link: https://www.econbiz.de/10010312541
Die konjunkturelle Situation und Entwicklung verlief für das deutsche Gaststättengewerbe in den letzten Jahren alles andere als befriedigend. Von Jahr zu Jahr mussten neuerliche Umsatzrückgänge verkraftet werden. Die Zahl der Insolvenzen stieg in dieser Branche überproportional an. Aber das...
Persistent link: https://www.econbiz.de/10011692598
Die Finanzminister der 27 EU-Mitgliedstaaten haben bei ihrem Treffen am 10. März 2009 beschlossen, allen Mitgliedstaaten die Möglichkeit einzuräumen, ermäßigte Mehrwertsteuersätze unter anderem auch bei Restaurantdienstleistungen anzuwenden. Damit ist dies nunmehr für alle...
Persistent link: https://www.econbiz.de/10011692887
mitigate financial crisis among Africa markets. In particular, the growth of Mobile-banking, ATM and Internet-banking as at …
Persistent link: https://www.econbiz.de/10014001547
The emergence of so-called "decentralised finance" (DeFi) and a shadow financial system of cryptocurrency exchanges and stablecoin issuers raises the challenge of how to apply technology-neutral regulation so that similar risks are subject to the same rules. This paper makes the case for...
Persistent link: https://www.econbiz.de/10013353383