studies. We use aunique panel data set on household savings. We find that that a higher unemploymentexpectation significantly … decreases savings. However, we are not able to identify asignificant relationship between general future income expectations and … savings. Moreover,we find that good health expectations increase savings in Western Germany, butdecrease the savings in …

We designed a commitment savings product for a Philippine bank and implemented it using a randomized control … methodology. The savings product was intended for individuals who want to commit now to restrict access to their savings, and who … for commitment, were indeed significantly more likely to open the commitment savings account. After twelve months, average …

Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …

Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …

Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …

Using credit report records and data collected from several household surveys, we analyze changes in household debt and … increase in saving - at least in 2009 - did not materialize through an increase in contributions to retirement and savings … appears to reflect a considerable decline in household debt, as households paid down mortgage debt in particular. At the end …

Based on the Italian Survey on Household Income and Wealth (SHIW) and the German Socio-economic Panel (SOEP), we show … that household consumption drops after a child moves out of a household, while at the same time, per capita consumption …

inter-generational co-residence masks the true life-cycle patterns of individual savings in standard Chinese household data … sets, which are aggregated at the household level. Moreover, we show that to understand life-cycle savings behavior it is …We use unique data characterizing individual savings for twins and non-twins in urban China to examine why the savings …