Credit reports are used in nearly all consumer lending decisions and, increasingly, in hiring decisions in the labor market, but the impact of a bad credit report is largely unknown. We study the effects of credit reports on financial and labor market outcomes using a difference-in-differences...

We estimate the causal effects of parental incarceration on children's short- and long-run out-comes using administrative data from Sweden. Our empirical strategy exploits exogenous varia-tion in parental incarceration from the random assignment of criminal defendants to judges with different...