The paper examines the effect of sectoral risk on bank returns that accrue from the extension of credit to the different sectors of the economy in Kenya. Based on Dynamic Panel Data regressions of quarterly sectoral data spanning from 2011Q1 to 2015Q4 the paper reports three key findings: (1)...

This paper investigates the nexus between bank-based financial inclusion and asset quality of 43 Banks in Kenya using data from 2001 and 2015. Based on a Dynamic Panel (System) GMM employed to investigate the empirical interactions between growth in outstanding bank credit, deposit growth and...

This study examined the responsiveness of commercial banks' sectoral credit supply to changes in credit demand expectations, as captured in the Central Bank of Kenya's Quarterly Credit Officers Survey. The study developed an index to measure changes in credit demand expectations and subjected...