Many U.S. high schools start classes before 8:00 A.M., yet research on circadian rhythms suggests that students' biological clocks shift to later in the day as they enter adolescence. Some school districts have moved to later start times for high schools based on the prospect that this would...

We assess the credit market impact of allowing mortgage “strip-down” as a foreclosure-prevention measure, where strip-down reduces the principal of underwater residential mortgages to the current market value of the property for homeowners in Chapter 13 bankruptcy. Our identification is...

We test the hypothesis that local government officials in jurisdictions that have higher local sales taxes are more likely to use fiscal zoning to attract retailing. We find that total retail employment is not significantly affected by local sales tax rates, but employment in big box and anchor...