current inflationary environment, the war in Ukraine and the aftermath of the pandemic on the SME financing environment. The … publication first discusses the general market environment and then covers the markets for SME equity and debt products. In …

to access bank credit. The results shows that size and turnover are critical determinants of MSMEs access to finance, and …

This paper provides the first evidence on gender differences in investment financing, credit application and credit … analysis of the supply- and demand-side on the credit market shows that women are not more likely to be denied credit but the … probability that they apply for credit is on average lower. Yet, this gender difference in the probability of credit application …

In 2004, Brazil provided an interesting natural experiment concerning personal credit. A new law was enacted allowing …, the new law has caused a reduction in interest rates and an increase in the volume of personal credit. …

, a conference on "Financing SMEs in Europe" was jointly organised by SUERF and the Banque de France on 11 and 12 … bank credit for SMEs, the consequences of Basel II on credit risk analysis and SMEs? possible strategic replies were …

paper is to evaluate the impact of these two trends on small and medium-sized enterprise (SME) lending. Our findings on …

Communal responsibility, a medieval institution studied by Greif (2006), supported the use of credit among European …. Enforceability within each village's centralized afternoon market ensures collateralization of credit in decentralized markets. In … the resulting equilibrium, money and credit coexist in decentralized markets if the use of credit is costly. Our analysis …

An important theoretical literature motivates collateral as a mechanism that mitigates adverse selection, credit … incidence of collateral. We exploit exogenous variation in lender information related to the adoption of an information … technology that reduces ex ante private information, and compare collateral outcomes before and after adoption. Our results are …

We use the 2020 Small Business Credit Survey to study the sources of racial disparities in use of the Paycheck …

institutions in Thailand still rely on collateral-based lending and SME financial transparency through audited financial statements …This study sheds light on small and medium-sized enterprise (SME) financing and its performance in Thailand. It … elaborates on the key sources of finance existing for Thai manufacturing SMEs and their importance for SME performance as …