Showing 1 - 10 of 77
Zinsrisiko zu einem anderen individuellen Anpassungsverhalten als das Einkommensrisiko. …
Persistent link: https://www.econbiz.de/10010317590
Löhne und gesetzliche Rentenansprüche sind über das Sozialversicherungssystem direkt miteinander verbunden. In dieser Dissertationsschrift werden zunächst Lohnrisiken analysiert, um dann das Altersarmutsrisiko in Deutschland aufzuzeigen. Nach einer Einführung werden in Kapitel 2 die...
Persistent link: https://www.econbiz.de/10011698344
Fokus der Arbeit wird dabei auf der Unterscheidung zwischen den einzelnen Analyseschritten im Rahmen der Armutsmessung …
Persistent link: https://www.econbiz.de/10011348226
Dieser Beitrag setzt sich kritisch mit den Indikatoren der Typologie sozialer Lagen auseinander, die erstmals im Sechsten Armuts- und Reichtumsbericht der Bundesregierung (2021) verwandt wird. Er thematisiert zugleich Fallstricke der Armutsdebatte in Deutschland, die sich daraus ergeben, dass...
Persistent link: https://www.econbiz.de/10012659951
We investigate whether US households possess advance information about their future income and what this means for consumption insurance. Based on insights from a theoretical model, we propose a new test to detect advance information, which requires only panel data on consumption and income....
Persistent link: https://www.econbiz.de/10013356488
This paper empirically examines the behavioral precautionary saving hypothesis that uncertainty about future income triggers an increase in saving because of loss aversion. Guided by the theoretical model of Koszegi and Rabin (2009), we first extend their theoretical analysis to also consider...
Persistent link: https://www.econbiz.de/10014327031
We examine whether income and unemployment risks are compensated by individual wages. Using a portfolio approach we show that the marginal income risk effect on wages is always positive whereas the marginal unemployment risk effect crucially depends on the income risk. The interaction effect...
Persistent link: https://www.econbiz.de/10010312102
Former theoretical and empirical studies find that precautionary savings are reduced inthe presence of social security systems. The saving motive, however, does not change:individuals respond to increasing income risk by increasing their savings. Although thisstill holds for common tax and...
Persistent link: https://www.econbiz.de/10010312168
As a new approach we study individual wage compensations due to income risksmeasured by the variance and skewness of the wage distributions in different occupational groups. Using German administrative panel data and estimating a fixed effects model we confirm the expected positive effect of the...
Persistent link: https://www.econbiz.de/10010312204
This paper studies empirically the relationship between trade policy and individual income risk faced by workers. The analysis proceeds in three steps. First, longitudinal data on workers are used to estimate time-varying individual income risk parameters in various manufacturing sectors. The...
Persistent link: https://www.econbiz.de/10010318854