-applicant firms that enable us to disentangle effects driven by shocks to the banking system from recession-driven demand shocks that … by the following types of bank financial distress: 1) low equity ratio; 2) low Tier 1 capital ratio; and 3) losses on …

This paper discusses a wide range of indicators of the degree of integration of the euro area banking system. It is … paper offers three main empirical conclusions. First, within the euro area the gap between the cross-border banking activity …

deregulation and harmonisation of banking laws at the EU level has brought about on growth over the last 40 years. Our main … harmonisation of banking legislation. Both policy changes affect growth even after controlling for other pro-growth policies …

for the existence of a bank lending channel. Finally, the estimation of the Structural-VECM highlights very rich dynamics … demand and a loan demand model which both include the relation between the respective retail bank rates and the short … the intermediation role of the banking sector. Estimating the encompassing model over the period January 1981 - September …

data limitations, we concentrate on three blocks of transmission: the banking, interest-rate and asset-market channels. We …

. Further, the paper proposes a simple metric, which is used to identify contagion from one bank to another and identify … contagion among large EU banks. Banksu0092 risk is measured by the first difference of weekly distances to default and abnormal …

banking model we show that deposit insurance may reduce moral hazard, if deposit insurance credibly leaves out non …-deposit creditors. Testing the model using EU bank level data yields evidence consistent with the model, suggesting that explicit …