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Bucher-Koenen, Tabea; Ziegelmeyer, Michael - 2011

We study how and to what extent private households are affected by the recent financial crisis and how their financial decisions are in uenced by this shock. Our analysis reveals that individuals with low levels of financial literacy are less likely to have invested in the stock market and thus...

Persistent link: https://www.econbiz.de/10009640632

Knowledge societies' next frontier

Lanvin, Bruno

Persistent link: https://www.econbiz.de/10009640862

Mortgage indebtedness and household financial distress

Georgarakos, Dimitris; Lojschova, Adriana; … - 2010

Using comparable survey data from twelve European countries from 1994 to 2001 we investigate households’ attitudes towards mortgage indebtedness. We find that a given debt burden creates much higher distress in countries with fewer mortgage holders relative to countries where a significant...

Persistent link: https://www.econbiz.de/10009640403

Wealth mobility and dynamics over entire individual working life cycles

Hochguertel, Stefan; Ohlsson, Henry - 2011

We study taxable wealth in unique Swedish administrative data, annually following a large sample of households over a period of almost 40 years. The main data limitation is non-observability of wealth for those below the tax exemption level. This implies that much of the focus of the paper is on...

Persistent link: https://www.econbiz.de/10009640634

Behavioural characteristics and financial distress

McCarthy, Yvonne - 2011

Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress. In this context, a key area that I focus on is whether individuals’ behavioural traits, such as...

Persistent link: https://www.econbiz.de/10009640636

Subprime consumer credit demand

Alan, Sule; Dumitrescu, Ruxandra; Loranth, Gyongyi - 2011

We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. What is novel about our contribution is that we were given details of a randomized interest rate experiment conducted by the lender between October 2006 and...

Persistent link: https://www.econbiz.de/10009640638

Social returns to education

Canton, Erik - 2007

This paper presents new evidence on the social returns to education within a macroeconomic growth regression framework. I use improved schooling data and a macro version of the Mincer relationship between education and wages for individual workers. The results suggest that an increase by one...

Persistent link: https://www.econbiz.de/10009640173

Human capital externalities and proximity evidence from repeated cross-sectional data

Canton, Erik - 2009

Does schooling generate social returns in excess of the private returns captured by the individual who makes the human capital investment? As a strategy to detect human capital externalities I use Dutch survey data to estimate the impact of the average human capital stock in a region on...

Persistent link: https://www.econbiz.de/10009640175

The impact of the proposal for a revised Eurodac Regulation on fundamental rights : opinion of the European Union Agency for Fundamental Rights ; FRA Opinion 6/2016

Europäische Union / Agentur für Grundrechte - 2016

revision of the Eurodac Regulation on children. The European Commission has proposed revising the Eurodac Regulation to expand … also be kept for longer (five years) and the age for capturing data from children would be lowered from 14 to 6. …

Persistent link: https://www.econbiz.de/10011977225

Opinion of the European Union Agency for Fundamental Rights on the impact on children of the proposal for a revised Dublin Regulation (COM(2016)270 final; 2016/0133 COD) : FRA Opin...

Europäische Union / Agentur für Grundrechte - 2016

This opinion analyses the effects on children of the proposed recast Dublin Regulation. It covers child-specific rules … as well as provisions relating to all asylum applicants that significantly affect children. Where possible, the opinion … points to the potential practical effects on children of the envisaged changes to the Dublin system, drawing on the results …

Persistent link: https://www.econbiz.de/10011977227