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strong relationship whit their usual banks, and, if the credit rationing is properly perceived by firms. The quantitative …
Persistent link: https://www.econbiz.de/10009958316
The objective of this research is to analyze the basics elements of the Spanish financial entities new approach in the financial cards business, as well as the merchant's new role in its development. For this purpose, a questionnaire was sent to 60 managers in the cards business in such...
Persistent link: https://www.econbiz.de/10009958346
Using data on Indian banks during 1996-2007, the paper examines the impact of bank activity and short-term funding for … consistent with the conjecture that big, cost efficient and capitalized banks are less risky. As in case of bank profitability … bank returns and risks. The findings indicate that larger, fast growing financial firms tend to have higher fee income …
Persistent link: https://www.econbiz.de/10009958833
influence of the state deregulation on commercial banks’ efficiency within the US. We calculate an indicator of bank efficiency … branching law deregulation on bank’s efficiency. The analysis is complemented with a failure prediction model using these DEA … 1994. One of the purposes of the branching restriction was to avoid bank concentration. The following paper addresses the …
Persistent link: https://www.econbiz.de/10009959097
In this article we develop a microeconomic framework to study the relationships among privatization, competition for deposits and performance in banking. Particularly, we analyze banking privatization when competitive strategies of the Cournot and Stackelberg types are allowed. Our findings show...
Persistent link: https://www.econbiz.de/10009959107
The article presents the evaluation of the financial situation of commercial banks in Poland. The ratio analysis shows …-performing loans and overall liquidity. The financial indicators constituted the basis for the process of grouping banks into clusters … banks belong to the first cluster, while the most productive ones are from the fourth cluster. The third cluster comprises …
Persistent link: https://www.econbiz.de/10009959724
The article aims at comparative analysis of the nature and dimensions of credit rationing on the grounds of theory of … prerequisites, assuming the lack of adequate instruments that could be used by banks to individually select borrowers (the so …
Persistent link: https://www.econbiz.de/10009959727
Management services. -- wealth management ; behavioral finance ; heuristics ; prospect theory ; bounded rationality …
Persistent link: https://www.econbiz.de/10009959729
The purpose of this paper is to employ the Meta-Frontier Cost Function to compare the bank efficiencies in Indonesia …, to identify whether the banks are both cost and profit efficient and to control the quality of loans in contrast with … early studies using loans and securities as the output variables. Evidence is found that the Indonesian banks are the most …
Persistent link: https://www.econbiz.de/10010118419
Financial inclusion is a prerequisite to economic development. This has been echoed by international as well as national bodies. Studies have shown that financial exclusion has its roots in social exclusion. This indicates the depth and importance of financial inclusion in creating inclusive...
Persistent link: https://www.econbiz.de/10010118421