Showing 1 - 10 of 47
disclosure plan having a lower premium than a non disclosure plan. Furthermore, I find that if health plans have few employees … sorting of employees according to their health status more pronounced. -- health insurance ; disclosure ; information …
Persistent link: https://www.econbiz.de/10010097676
This paper analyzes the cost of long-term care (LTC) associated to individuals in dependence situation. The economic cost of care per unit of service is linked to the expected time of needed care and the intensity of required services. We have estimated the expected lifetime cost of LTC in...
Persistent link: https://www.econbiz.de/10009957390
This paper examines the consequences of using self-reported measures of BMI when estimating the effect of BMI on income for women using both Irish and US data. We find that self-reported BMI is subject to substantial measurement error and that this error deviates from classical measurement...
Persistent link: https://www.econbiz.de/10010148484
-life health ; childhood conditions ; social inequality ; SHARELIFE …
Persistent link: https://www.econbiz.de/10010079353
statistical correlation between income and life expectancy presents a challenge to those responsible for health policy in the … those from affluent households, reform of occupational safety standards and improvements in the promotion of health in the … workplace would make sense, as would behavior-related preventive measures and tailored health information campaigns that focus …
Persistent link: https://www.econbiz.de/10010079456
decomposition method using expenditure components and provide an empirical example with Japanese data. -- health inequality …
Persistent link: https://www.econbiz.de/10010030030
This work focuses on developing an internal model for equity risk under Solvency II. We have used monthly data for the series of Ibex 35, Cac 40, FTSE 100 and Dax in the period between January 1992 and December 2008. This work fits by maximum likelihood method the model of normal returns, based...
Persistent link: https://www.econbiz.de/10009958357
The financial and the insurance markets are increasingly penetrating each other, accounting for the fact that insurers are more and more often seen as major institutional investors of capital markets. The capital market offers a range of new opportunities, although it is not devoid of faults,...
Persistent link: https://www.econbiz.de/10009959726
Insurance companies have to estimate reserves and provisions to cover the payment of either unreported claims or unsettled claims. In this paper, we apply the Chain-Ladder method to obtain a point estimate of reserves, and then we use the bootstrap technique to estimate the margin of error and...
Persistent link: https://www.econbiz.de/10010118388
The present economic and financial crisis has underlined the importance to financial institutions and investors of having access to efficient methods of quantifying credit risk, or the probability of default. The logit models are among the techniques commonly used by large organizations and...
Persistent link: https://www.econbiz.de/10010118428