A considerable literature examines the optimal decumulation of financial wealth in retirement. We extend this line of research to incorporate housing, which comprises the majority of most households’ non-pension wealth. ; We estimate the relationship between the returns on housing, stocks, and...

Most married men claim Social Security benefits at age 62 or 63, well short of both Social Security’s Full Retirement Age and the age that maximizes the household’s expected present value of benefits (EPVB). This results in a loss of less than 4 percent in household EPBV. But essentially the...

Surface modification of polytetrafluoroethylene (PTFE) films is done by exposing the films to a sodium naphthalenide (Na/naphtha) etchant, and esterification of 4,4'-azobis(4-cyanopentanoic acid) (ACP) with the hydroxyl groups covalently linked to the surface, followed by the surface-initiated...

Grafting of polymer brushes from the poly(vinylidene fluoride) (PVDF) surfaces was carried out. The active species, such as peroxide and hydroperoxide, on the surface were generated via ultraviolet (UV) irradiation pretreatment in nitrogen, followed by air exposure. Homopolymer brushes of methyl...

State of charge (SOC) estimation is essential to battery management systems in electric vehicles (EVs) to ensure the safe operations of batteries and providing drivers with the remaining range of the EVs. A number of estimation algorithms have been developed to get an accurate SOC value because...

Using a sample of listed Chinese firms between 2006 and 2012, we analyze the effect of international business strategy and government assistance on the stock market response to antidumping and countervailing investigations. We find a significantly negative abnormal return surrounding the...

The brief’s key findings are: *Long-term care is expensive, but only 13 percent of single individuals over 65 have long-term care insurance. *Previous models of care usage appear to understate the risk of going into care and overstate the duration of care for those who require it. *If...

In DAE (DNA after enrichment)-seq experiments, genomic regions related with certain biological processes are enriched/isolated by an assay and are then sequenced on a high-throughput sequencing platform to determine their genomic positions. Statistical analysis of DAE-seq data aims to detect...