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There is considerable evidence that minorities are less likely than whites to be covered under employment-based health insurance. In 2001, rates of Hispanic full-time workers were 21 and 15 percentage points lower than those of non-Hispanic white men and women. For policy purposes, understanding...
Persistent link: https://www.econbiz.de/10005528447
Demand for employment-based insurance is typically treated as an individual rather than a household decision. Dual-earner households are now the modal U.S. married household, however, and most firms offer family coverage as an option available to employees. Findings from a model estimating...
Persistent link: https://www.econbiz.de/10005528448
We use information from Social Security earnings records to examine the accuracy of employee reports of annual contributions to tax-deferred pension plans. As employer defined benefit pensions are replaced by voluntary contribution plans, employee understanding of the link between annual...
Persistent link: https://www.econbiz.de/10005039985
Social Security Administration W-2 records contain employee annual tax-deferred contributions for 1990-2003 and sufficient information to calculate tax-deferred contributions for 1984-1989. We use this information to compare tax-deferred contribution profiles of three cohorts of respondents in...
Persistent link: https://www.econbiz.de/10008513009
We use information from Social Security earnings records to examine the accuracy of survey responses regarding participation in tax-deferred pension plans. As employer-provided defined benefit pensions are replaced by voluntary contribution plans, employees’ understanding of the link between...
Persistent link: https://www.econbiz.de/10009002090
This paper suggests that pension characteristics are simultaneously determined along with workers' retirement ages. Both the age of pension eligibility and actual retirement age are determined by the productivity and marginal disutility of work, factors that are influenced by worker and job...
Persistent link: https://www.econbiz.de/10005487934
Persistent link: https://www.econbiz.de/10005389111
The AFDC program contains incentives for family dissolution, as well as the usual incentives regarding work effort inherent in transfer programs of its type. The research discussed below attempts to determine the extent of the impact of these incentives. Cross-section analyses of SMSAs in 1960...
Persistent link: https://www.econbiz.de/10010941888
Persistent link: https://www.econbiz.de/10010942004