This article examines, what makes rural household a preferred choice for formal lenders? It develops sample selected ordered probit model to address this question. While, the selection equation models the determinants of access to credit, an ordered probit model is used to determine the factors...

This article looks into the role of land reform in comparison to concentric effort to augment agricultural GDP. Redistributive land reform policy aims to improve land endowments of poor, though varies among states in respect to political will and implementation. Panel data of fifteen main states...

This paper makes a modest attempt to identify structural breaks in outstanding credit of rural branches of Scheduled Commercial Banks in India during the period of 1969 to 2009. With the use of endogenous method, we find three possible structural shifts in growth, i.e. 1981, 1989 and 1999 and...