In this paper, we first discuss the space frame of multidimensional dynamic credit evaluation (MDCE) theoretically, and then propose the conception of identical credit status and pseudo-identical credit status. Taking advantage of space conformational analysis and optimization techniques, a...

A major challenge in credit card portfolio management is to classify and predict credit cardholders' behaviors in a reliable precision because cardholders' behaviors are rather dynamic in nature. This is crucial for creditors because it allows them to take proactive actions and minimize...

Despite the rapid development, the field of data mining and knowledge discovery (DMKD) is still vaguely defined and lack of integrated descriptions. This situation causes difficulties in teaching, learning, research, and application. This paper surveys a large collection of DMKD literature to...

Software development involves plenty of risks, and errors exist in software modules represent a major kind of risk. Software defect prediction techniques and tools that identify software errors play a crucial role in software risk management. Among software defect prediction techniques,...

Classification algorithm selection is an important issue in many disciplines. Since it normally involves more than one criterion, the task of algorithm selection can be modeled as multiple criteria decision making (MCDM) problems. Different MCDM methods evaluate classifiers from different...

Various methods and algorithms have been developed for multiclass classification problems in recent years. How to select an effective algorithm for a multiclass classification task is an important yet difficult issue. Since the multiclass algorithm selection normally involves more than one...

Classification algorithms that help to identify software defects or faults play a crucial role in software risk management. Experimental results have shown that ensemble of classifiers are often more accurate and robust to the effects of noisy data, and achieve lower average error rate than any...

Tests of consistency for the pair-wise comparison matrices have been studied extensively since AHP was introduced by Saaty in 1970s. However, existing methods are either too complicated to be applied in the revising process of the inconsistent comparison matrix or are difficult to preserve most...

Based on the polluter pays principle, construction waste disposal charging schemes (CWDCS) have been deployed by various economies as one of the most effective ways of managing construction waste. Nevertheless, a means of rationalizing these schemes has not been well documented. Using the...

Housing reconstruction is always the top priority issue in post-disaster reconstruction of rural areas in developing countries. However, the traditional reconstruction approaches, including reconstruction in situ, and resettlement are not sustainable enough for post-disaster reconstruction....