We surveyed 971 individuals about their experiences with personal loans. Beyond the objective characteristics of the loans (e.g., whether interest was charged), and the purpose of the loan, we tested – and found support for – two main predictions: (1) at recall and evaluation of loans would...

The paper analyzes, comparatively, the Hungarian and Romanian higher education systems, based on four dimensions: history, structure and financing, internationalization, quality assurance. The perspective of the analysis is the integration of European ways to reform the university, pursued by...