A generalized kinetic theory [1] was proposed in order to have the possibility to treat particles which obey a very general statistics. By adopting the same approach, we generalize here the kinetic theory of electrons and phonons. Equilibrium solutions and their stability are investigated.

This paper proposes the inflow into non-performing loans (INPL) ratio, defined as the change in the stock of non-performing loans adjusted by write-offs and standardized by loans, as the main measure to be used for modelling the credit risk of the Chilean banking system. In particular, the paper...

Recognizing the importance of successful personal financial management to individuals and the broader economy, the Federal Reserve System has in the past two years intensified its efforts to provide and promote personal financial education. Initiatives have ranged from a public outreach effort...