cash or debit card discount, and even fewer were subjected to a credit card surcharge. Transactions at gasoline stations … were more likely to receive either cash discounts or credit card surcharges than transactions in other sectors. Larger …

received a cash or debit card discount, and even fewer were subjected to a credit card surcharge. We attribute this finding in ….” Transactions at gasoline stations were more likely to receive either cash discounts or credit card surcharges than transactions in … other sectors. Transactions over $20 were significantly more likely to receive a cash discount. …

need for monitoring spending and budgets. We demonstrate that both cash and the debit card are perceived as helpful in this … card more useful for monitoring their household finances than cash. Individuals differ in major respects, however. In … particular, low earners and the liquidity-constrained prefer cash as a monitoring and budgeting tool. Finally, we present …