В статье выделены основные проблемы и специфические черты страхования гражданской ответственности источников повышен-ной опасности. Выявлены основные...

В статье выделены основные проблемы и специфические черты страхования гражданской ответственности источников повышенной опасности. Особое внимание уделяется...

This paper analyses whether liability insurance is socially desirable, under strict liability or under the negligence rule, when the injurer?s behavior is imperfectly observable. Liability insurance is known to be socially beneficial under the strict liability rule, even though it can reduce...

Auto insurance belongs to the most important areas of the insurance market from the quantitative point of view and based on its significance in covering auto-related risks. The significance of damage impact, particularly in liability insurance, requires a high degree of regulation. Standard...

Why do many households remain exposed to large exogenous sources of non-systematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and non-price factors in the adoption of an innovative rainfall insurance product. Demand is...

This paper studies alternative care situations in which the injurer is liable for harm but the victim is only partially compensated for her losses, for example, because the accident will result in serious bodily injury or death. In these situations, liability gives rise to multiple equilibria,...

For several years obligatory third party liability insurance are getting more and more popular in Poland. Polish legislator obliged many professional groups to have such insurance. Author want to answer the question: if this situation is a necessity or an example of incorrect legislator’s...

How to deal with the risks associated with nuclear energy is a major policy issue. This paper investigates the effect of an individual's distance from nuclear power plants on its willingness to pay for increased insurance coverage against nuclear accidents (MWPC) as well as on willingness to pay...

We analyze the efficiency properties of the negligence rule with liability insurance, when the tort-feasor's behavior is imperfectly observable both by the insurer and the court. Efficiency is shown to depend on the extent to which the evidence is informative, on the evidentiary standard for...