This paper describes a randomized field experiment testing the impact of a savings competition on the behavior of … rates within a particular month, average savings increased by $80 (a 30% increase in savings rate) while income and … effect because responsive savers selected out of the shelter after the first month. In summary, while a savings competition …

We designed a commitment savings product for a Philippine bank and implemented it using a randomized control … methodology. The savings product was intended for individuals who want to commit now to restrict access to their savings, and who … for commitment, were indeed significantly more likely to open the commitment savings account. After twelve months, average …

life course, improved questions on income, savings, consumption, and wealth, as well as psychological constructs will play …

This paper examines the effects of recent welfare reforms in the US and UK on the well-being of children in low-income … families, looking specifically at the effects on poverty, family expenditures, and child health and development. The paper … finds some commonalities but also some notable differences. Common to both countries is a sizable reduction in child poverty …

In this paper we study income polarization by first comparing the efficiency of two statistical models to identify the … number of poles in the income distribution empirically. The statistical models used are a multi-resolution analysis (MRA) and … a log-normal approach (LNA). We then apply the methodology to Israeli income data over the years 1997-2008 in order to …

In this paper we apply two statistical models to the measurement of polarization to Israeli income data over the past … decade in order to empirically detect income classes as sub-populations of incomes concentrated around an optimal number of … components, consistent with the axioms spelled out by Esteban and Ray (1994): alienation and identification, the number of income …

participation and poverty status. Second, using the National Health Interview Survey (NHIS) for the period 1982–2003, we study the … below the poverty line, and they face a reduction in total family income. The results using NHIS confirm a negative impact … welfare programs. Third, consistent with an increase in welfare participation, families (mothers) are more likely to fall …

(based on a poverty threshold of 50 percent of median equivalent income) clearly increased over this period from about 10 … receiving welfare payments was about twice as high as the respective share for the entire population. Poverty head count rates … immigrants and foreigners. On average we find that children in Germany to have lost out in terms of their relative income …

Disability is both a fundamental cause and consequence of income poverty. The income-poverty rate for persons with … about income poverty in the United States is largely silent about disability. This paper argues that we need to have a … broader view of what poverty is and also that disability must be taken into account in anti-poverty policy. …

This paper examines the effects of recent welfare reforms in the US and UK on the well-being of children in low-income … families, looking specifically at the effects on poverty, family expenditures, and child health and development. The paper … finds some commonalities but also some notable differences. Common to both countries is a sizable reduction in child poverty …