Kleef, Richard C. van; Ven, Wynand P. M. M. van de; … - In: Journal of Risk & Insurance 73 (2006) 3, pp. 529-550
On January 1, 2006 a new mandatory basic health insurance will be introduced in the Netherlands. One aspect of the new scheme is that the insured can choose to have a deductible. This option should increase the individual responsibility and reduce moral hazard. In the new scheme, a risk...
