Community-based health insurance schemes (CBHIS) have been present in the region of Theis, Senegal, for many years. Yet, despite the benefits they offer, take-up rates remain low. This article measures the willingness to pay (WTP) for CBHIS premiums in such a context; our results highlight the...

In Senegal mutual health organizations (MHOs) have been present in the greater region of Thiès for years. Despite their benefits, in some areas there remain low take-up rates. We offer an insurance literacy module, communicating the benefits from health microinsurance and the functioning of...

This paper draws on an original dataset collected in Benin which features data at the individual level. We first provide evidence that suggest that husband and wife are not pooling their respective incomes and thus are not making expenditure decisions on the basis of one common budget. As we...

Drawing on data we collected in Cotonou (southern Benin), we highlight the importance of magico-religious expenditures within Beninese households. We focus on magico-religious powers used to cure and protect one-self or relatives against negative health shocks and other misfortunes. Our...

Drawing on data we collected in Cotonou (southern Benin), we highlight the importance of magico-religious expenditures within Beninese households. We focus on magico-religious powers used to cure and protect one-self or relatives against negative health shocks and other misfortunes. Our...

This paper studies indigenous insurance groups using evidence from urban areas in Benin. Many of these informal institutions co-exist within neighbourhood-distance. They are based on well-defined rules and regulations, offering premium-based insurance for funeral expenses, as well as other forms...

In the light of first-hand data from a Beninese urban household survey in Cotonou, we investigate several motives aiming to explain participation in Rotating Savings and Credit Associations (ROSCAs). We provide empirical findings which lead us to think that the main reason why individuals join a...

Informal insurance groups have been created in many poor regions in response to a risky environment typical of developing countries. Drawing on original datasets from Benin and Ethiopia, this article provides empirical evidence describing the various forms these indigenous institutions take....

In the light of first-hand data from a Beninese urban household survey in Cotonou, we investigate several motives aiming to explain participation in Rotating Savings and Credit ASsociations. We provide anecdotal pieces of evidence, descriptive statistics, FIML regressions and matching estimates...