This paper contributes to the literature in three ways. Our first contribution is calculating the marriage premium for Turkey. Our results suggest that married men earn 27 percent more than single men and married women earn 4 percent less than single women. Our second contribution is calculating...

Veri Madenciliği geniş veri setlerindeki gizli modelleri keşif sürecidir. Mühendislikten haberleşmeye kadar geniş kullanım alanları vardır. Hisse seçimi, opsiyon fiyatlama ve endeksleri veya bireysel hisse fiyatlarını tahmin etme finanstaki tipik uygulamalarıdır. Borsada bilgi...

Bu çalışmada Türkiye’deki hayat-dışı sigorta şirketlerinin 1998 – 2003 yılları arasında göreli etkinlikleri incelenmiş ve bunun için veri zarflama analizinden yararlanılmıştır. Sigorta şirketlerinin veri zarflama analizi ile elde edilen etkinlik değerlerinin deprem ve...

One of the main tasks of a bank is to lend money. As a financial intermediary, one of its roles is to reduce lending risks. Bank lending is an art as well as a science. Success depends on techniques used, knowledge and on an aptitude to assess both credit-worthiness of a potential borrower and...

<title>Abstract</title> Credit scoring is a very important task for lenders to evaluate the loan applications they receive from consumers as well as for insurance companies, which use scoring systems today to evaluate new policyholders and the risks these prospective customers might present to the insurer....