Italian banks have never used the credit rating system to grant funds to SMEs until the introduction of Basel II accord. Credit Rating Systems use financial ratios that are often not adapted to SMEs' assessment. In fact, small and medium-size enterprises are characterized by a high level of...

The Italian manufacturing sector is largely made up of family businesses where the founder- entrepreneur is the main asset to guarantee success. The importance of these corporate categories has led many experts to study the characteristics of governance, especially from the perspective of agency...

Entrepreneurship studies have tended to give primacy to specific human capital as being the primary determinant of the entrepreneurial choice. Several empirical studies show that in addition to prior parental experience of entrepreneurship, formal education plays a considerable role in...